Terms and Conditions

Using This Website

This website is run by Private Health Insurance Pinellas Park, a small team that helps clients in Pinellas Park, FL, and the surrounding area sort through private health coverage. By reading or using these pages, you agree to the terms below. If you do not agree, please stop using the site.

General Information, Not a Quote

Our pages explain individual, family, ACA Marketplace, dental, vision and accident plans in general terms. They are meant to help you get your bearings before you talk with us.

Premiums, deductibles, networks and benefits vary by carrier, by plan year and by your own situation. Nothing on this site is an offer of coverage, a price or a promise that you qualify. The carrier's official plan documents always control what a plan covers.

Talking With Us by Phone

The phone is the only way to reach us through this site. There is no fee for the consultation. It costs you nothing to have us check, because we are paid by the company you choose, not by you.

Share only what you feel comfortable sharing on a call. Every choice about enrollment stays yours, and coverage starts only after a carrier accepts your application.

Keeping Content Current

We work to keep our pages accurate, but rules and plan details change, sometimes quickly around open enrollment. We may update the site or these terms at any time, and the version posted here is the one that applies.

Limits on Our Responsibility

The site is provided as it is. We are not responsible for losses that come from relying on website content alone without speaking with us or reading the plan documents. Claims, payments and coverage decisions are made by the carrier, not by us.

Who Owns the Content

The words and layout on this site belong to Private Health Insurance Pinellas Park. You are welcome to read and share pages for personal use. Please do not copy them for commercial purposes without our permission.

Florida Law and Your Questions

These terms are governed by the laws of the State of Florida. If anything here is unclear, we are glad to walk you through it. Reach the same friendly team at (727) 788-4287 for a quick, no-pressure answer.